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Friday, August 20, 2004

Mortgage Rates Actually Fall

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Well, the crazy Southern California real estate market received a boost from home-mortgage rates, as rates fell again this week. The 30-year fixed mortgage fell to 5.81%. According to the Wall Street Journal, the rate-decline was based on "concerns that the economy's soft patch that began in June is extending into July and August".

With such high median home prices in So Cal, the ARM has become an extremely popular financing tool, that rate fell to 4.01%.

Some economists think the current rate decline is only short term. Freddie Mac states, "..we believe the slowdown to be temporary and we expect growth to pick back up in the second half of this year."

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